Description: This presentation is a panel discussion from the 1991 Annual Meeting of the Society of Actuaries, held October 20-23 in Toronto. This panelists discuss how have different individual disability lines of business [stock versus mutual, large versus small] have tried to improve their profitability. They discuss profitability expectations, key factors affecting profitability, recent changes to improve profitability and most difficult obstacles faced, and key management information systems [MIS] needs. Discussion from participants is included. From the Record of Society of Actuaries, Volume 17, No. 4A.

Description: This discussion at the SOA 1990 Dallas Regional Meeting is about current issues in individual disability income market, including underwriting, claim control, product design, sales tactic, management reports, reinsurance and closed block strategies.

Description: Panelists at this session of the SOA 1995 Vancouver Spring Meeting discuss implementing GAAP for health products with emphasis on differences with life insurance. Current efforts of mutual companies to implement GAAP is also discussed.

Description: The report details data from a number of carriers on the percentage of LTD claimants who are receiving disability benefits from other sources that offset their LTD benefits and how this percentage is affected by various factors.

Description: Description * The first of two reports analyzing industry IDI claim incidence and termination experience trends. The report covers claim incidence trends.

Description: Full version of Reinsurance Section News, September 2001, Issue No. 49.

Description: This article discusses many of the complexities of the new IDI valuation table and how they might impact the implementation process.

Description: The Individual Disability Experience Committee (IDEC) of the SOA has gathered industry data covering 2006-2015. The presenters will highlight findings on the recent industry experience compared to the 2013 Individual Disability Income Valuation Table (2013 IDIVT), including the impact of the recession on incidence and terminations. They will cover claim incidence and claim termination Actual to Expected (A/E) using 2013 IDIVT as the expected basis. The adequacy of the modifiers will also be discussed.

Description: This session from the 1993 Valuation Actuary Symposium discusses the draft of the group LTD practice notes, the disabled lives reserve DLR, the IBNR liability, the testing of a company performed at year-end 1992 to determine reserve adequacy and an overview of of the individual disability income IDI practice notes.

Description: Panelists at this session of the SOA 1998 Maui II Spring Meeting discuss a variety of ways in which nontraditional reinsurance has been used lately by individual disability income carriers. Such reinsurance transactions have included finite reinsurance, surplus relief and stop loss reinsurance.